Honest, Transparent Pricing
We believe you should understand exactly what you're paying for. No hidden fees, no confusing statements, no surprises. Just fair rates for reliable payment processing.
Get Your Custom QuoteHow Credit Card Processing Pricing Works
Let's cut through the confusion. Here's what you're actually paying for.
Interchange Fees
Set by card networks (Visa, MC). These fees go to the bank that issued your customer's card. Everyone pays these.
Assessment Fees
Small fees charged by card networks for using their payment rails. Also universal across all processors.
Processor Markup
This is where we make our money. We keep this fair and competitive, with no hidden add-ons.
Our Promise: No Hidden Fees
We'll explain every fee on your statement before you sign up. If you ever see a charge you don't understand, call us and we'll explain it—or remove it if it shouldn't be there.
Pricing Options
We offer different pricing models to fit different business types. We'll recommend the one that saves you the most money.
Flat Rate Pricing
One simple rate for all transactions. Easy to understand and predict your costs.
- Simple and predictable
- Easy to budget
- Great for smaller businesses
Best for: Businesses with lower volume or mostly debit transactions
Interchange Plus Pricing
Actual interchange cost plus a small, fixed markup. Maximum transparency and often the lowest total cost.
- Most transparent pricing
- Often lowest overall cost
- You see exactly what you pay
Best for: Most businesses, especially with higher volume
Common Fees to Watch For
Some processors hide profits in obscure fees. Here's what to look out for.
Free Statement Analysis
Already processing credit cards? Send us your current statement and we'll show you exactly how we compare—no obligation.
Get Your Free AnalysisPricing Questions
Straight answers to common questions about credit card processing costs.
Interchange fees are set by Visa, Mastercard, and other card networks. They vary based on the type of card (rewards, business, debit) and how it's processed. These fees go to the card-issuing bank, not to us.
Get Your Custom Quote
Every business is different. Contact us for a personalized quote based on your specific needs and volume.
Or call us: (970) 555-1234